Articles Posted in Hurricane Preparedness

Hurricane Michael caused severe damage to condominiums and HOA communities in the Florida panhandle, and in the aftermath of the storm many of the area’s community associations will be filing property damage claims with their insurers.  Here are some tips that will help the boards of directors and property managers for these associations to make the process as smooth as possible:

 

Document the Damage

One of first steps for associations to take will be to document the damage.  Taking photos from a number of different angles and perspectives is a good start, and video recordings documenting all of the damage throughout the affected areas are also very helpful.  This should be done prior to any repairs or clean up, including the installation of tarps to prevent further water intrusion.

hurricane-damage-300x200For roof damage, associations should be very cautious and avoid walking on roofs that have been impacted.  Some insurers may attempt to demonstrate that the damage was exacerbated by individuals walking on the roof to take photos/videos and install tarps.  If the damage is not visible from the roof access door of condominium buildings, consider using a drone to take aerial videos.

 

Prevent any Further Damage

The only repairs that should be made immediately following all of the photo and video documentation should be those that are necessary to prevent further damage and ensure safety.  This includes emergency repairs such as covering damaged roofs and broken windows with tarps.

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While recovery from property damage and power outages may take precedence in the hours and days following a hurricane, it is also important to consider—and to take swift action to recover from— not-so-apparent implications of a storm. Calendar-300x157

As we enter into the “season” of Annual Meetings and Elections, deadlines are soon approaching for community associations to distribute their Notice(s) of Annual Meeting and Election to Owners. The Florida Statutes, Florida Administrative Code and association governing documents provide us with a strict protocol of when such Notice(s) must be distributed, depending upon an association’s scheduled or required date to hold the Annual Meeting and Election. Following a storm such as Hurricane Irma, a few hours or days without power may affect a printing company or management office’s work hours, and, in turn, make it difficult or impossible to timely distribute Notice(s) of Annual Meeting and Election in accordance with statutory and governing-document-based protocols.

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We hope that you and your loved ones are safe after the storm with little to no damage to your property.  Our thoughts remain with those whose homes and loved ones were impacted by Hurricane Irma.  As local, state and federal officials throughout Florida respond to those who have been impacted—whether it is because of loss of power, property damage or fallen powerlines or trees—we want to make sure we do our part to help our commuIrma-1024x535nity as well.

If you have had a chance to drive around, you will notice that there are a number of trees that have fallen on homes, causing serious damage to their roofs, windows, and even their foundation. If you’ve been able to tune in to the news to see coverage of the storm’s aftermath you have seen that many areas experienced massive flooding. Due to the property damage that some Floridians are currently experiencing, we want to make sure that everyone is well-informed on the proper way to handle any insurance claims that may arise. Keep in mind that it is important that condominium, cooperative Continue reading