A major part of our firm’s work on behalf of community associations focuses on representing them in disputes over property damage and loss claims against their insurance carriers. We regularly counsel and represent associations in claims involving weather/wind and nonweather water damage, fire/smoke damage, and damage to common elements such as pools, parking garages, elevators, roofs, etc.
Only rarely do such cases go to trial, but in recent months two of our firm’s insurance attorneys secured jury verdicts in favor of two claimants involving very typical nonweather water losses. Shareholder Susan C. Odess and associate Zachary T. Smith won these cases against State Farm and Universal over the insurers’ refusals to adequately cover damages stemming from broken water pipes and leaks.
These judgments for more than $53,000 from State Farm and $37,000 from Universal in Miami-Dade Circuit Court are excellent examples of the types of cases that our firm’s insurance attorneys successfully mount for our property claimant clients. While associations were not involved in these, we often secure similar results for condominium associations and HOAs for comparable water-loss claims.
Insurance carriers and their adjusters often deny claims based on extremely flimsy grounds, and our firm’s insurance attorneys help clients to hold these companies accountable in accordance with the terms of their policies. Community associations and other property owners with active or possible claims are encouraged to contact us to schedule a complimentary telephone evaluation and consultation with one of our highly experienced insurance attorneys.
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